Lrj Wealth Management

 

 

 

 

 

 

Welcome

Our Goal at LRJ Wealth Management is to be your most trusted advisor through our integrity, professional knowledge and our utmost commitment to customer service. We believe in treating our clients they way we want to be treated ourselves.

LRJ Wealth Management is an independent financial planning firm which means that our services are performed without bias or influences from mutual fund companies, insurance companies, or brokerage houses. We work for our clients and clients only. Our client's goals and interest are and ALWAYS will remain our goals and interests. Another great advantage to being an independent firm is that we have access to limitless technologies that aid us in managing and communicating with our clients.

We are headquartered in the Cleveland-Akron area in Ohio, but we serve clients across the nation. Our experienced, dedicated wealth management team is responsible for over $40 million in Assets Under Advisement for select families, individuals and business owners.

We hope that our website helps you gain a better understanding of our firm and how we help our clients in the areas of Investing, Tax Planning, Estate Planning, Asset Protection, Charitable Planning, and Wealth Preservation. We add peace of mind to our clients lives by coordinating and managing ALL of these aspects of their financial situation.

 

 
Calculators

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Lease Interest

What's the interest rate on the lease you're considering?

Savings Accumulation

Estimate the future value of your current savings.

Car Affordability

How much can you afford to pay for a car?

More Calculators →

Newsletters

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

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